Step-by-Step Guide to Applying for an SMSF Loan in Melbourne

An SMSF loan is a borrowing arrangement that allows an SMSF to purchase property through a Limited Recourse Borrowing Arrangement (LRBA). Under this structure, the property is held in a separate trust, and the lender’s recourse is limited to the asset itself, protecting other fund assets. This setup enables SMSFs to diversify their investment portfolios by including residential or commercial properties.
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