Afterpay is a “buy now, pay later” (BNPL) service that allows you to split purchases into four equal, interest-free payments. It’s available at thousands of online and in-store retailers, offering users an alternative to credit cards—with no hard credit checks.

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Afterpay is a “buy now, pay later” (BNPL) service that allows you to split purchases into four equal, interest-free payments.